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Memories & Candles

“So sorry to hear about Ricks passing.I am just now finding out and it totally breaks my heart.Rick was a great guy and a blast to be around.He will...Read More »
1 of 87 | Posted by: Rodney Brey - Topeka, KS - Friend

“Kim,sister Donna,brothers John and Derik and loving Mom and Dad,Joyce and Ed.I am so sorry to hear about the passing of Rick.The loss of a son and...Read More »
2 of 87 | Posted by: Barbara Amirault - Peabody, MA

“My condolences to the Kaloust Family. Although I didn't know Rick, he is family and I am sad to hear of his passing. My thoughts and prayers to his...Read More »
3 of 87 | Posted by: Cynthia Kaloust - Granada Hills, CA

“Dear Kaloust Family, I was so very sad to hear about the passing of Rick! :( I'm not sure if you remember me but I went to Brookwood ...Read More »
4 of 87 | Posted by: Susan(Studley) Sanidas - MA

“I walked along the beach today in Tel Aviv thinking about you Rick and all the wonderful memories I shared with you. Remember all the layovers you...Read More »
5 of 87 | Posted by: Kim Elkins - Boca Raton, FL

“Mr.and Mrs.Kaloust,Donna,Kim, John and Derek, I am so sorry to hear of your loss. Rick had a lasting impact on my life by believing in me when...Read More »
6 of 87 | Posted by: Elizabeth Weston Bates - CA

“Johnny,Derek and the Kaloust family my thoughts are with you as we share in the loss of Ricky. As you can see by the fitting tributes to Rick he had...Read More »
7 of 87 | Posted by: David Buck - Nantucket, MA

“You will be missed buddy! Thank you for your friendship and guidance. Rest in peace. ”
8 of 87 | Posted by: Mike Washer - Gainesville, VA

“To my big brother, I am convinced you were an angel sent to guide me. My whole life you paved the way for me. I am the beneficiary of your many...Read More »
9 of 87 | Posted by: Derek kaloust - Tampa, FL

“Our deepest condolences to the Kaloust Family. We are so very sorry to hear about your loss, we will keep you in our prayers. Anthony Alfonso and...Read More »
10 of 87 | Posted by: Anthony Alfonso - Miami Lakes, FL

“My heart goes about to you . I know only too well the pain and anguish involved in losing someone unexpectedly. Your loss is great and only time...Read More »
11 of 87 | Posted by: Janice Ambrose - Gloucester, MA

“Ed- I never knew your son, but can appreciate these difficult times since I lost my father at his age 45, very suddenly. My thoughts & prayers are...Read More »
12 of 87 | Posted by: Bill Moody - Boston, MA

“I just want to let you all know how sorry I am to hear about Ricks passing. I had the pleasure of going to BF with him and also work with him at the...Read More »
13 of 87 | Posted by: JENNIFER BROWNING YWUC

“Our hearts and prayers pour out to you all on the loss of such a wonderful son,brother,and friend. Rick was a very special young man and will be...Read More »
14 of 87 | Posted by: Louise and Bill Cornetta

“Rick, I will miss you so very much. Please watch over Cole as his guardian angel. You will always be his Godfather. I will remember the excitement in...Read More »
15 of 87 | Posted by: Nikki kaloust - Tampa, FL

“Rick was the best man at my wedding and in his speech he talked about how I am so much like a Kaloust, and, after 12 years of being a part of this...Read More »
16 of 87 | Posted by: Susan Kaloust - Valrico, FL

“Hi Ricky, This is Fia, even though we didn't spend a lot of time together, the time we did was very memorable, the time we met in Road Island,...Read More »
17 of 87 | Posted by: Fia Tramontozzi - Newton, MA

“To the Kaloust family - We are so very sorry to hear of your son's passing. Please accept our sympathies. Gerry & JoAnn Tripp ”
18 of 87 | Posted by: Gerry & JoAnn Tripp - Dartmouth, MA

“Joyce and Eddie, Was so very sad to see this post on Facebook. I cannot imagine the pain this loss has heaped upon you and all of your family. Know...Read More »
19 of 87 | Posted by: Jude Lynch - Speedwell, VA

“My sweet Brother, You always tried to shield me from the pain. You were Always there. You always called and ended with " I love you". You can not...Read More »
20 of 87 | Posted by: Donna Kaloust Hedgepath - Naples, FL

“DEAR RICKY I WILL MISS YOU GREATLY,YOUR SMILE YOUR THOUGHTFUL DEEDS YOUR CARING MESSAGES WE WILL TRY TO CARRY ON KNOWING YOU ARE SAFE IN GOD'S HAND...Read More »
21 of 87 | Posted by: JOYCE KALOUST - FL - MOM

“I never met Rick. But I know your family. It's a strong, caring and a united family. I have witnessed the bond and the love. With that image I can...Read More »
22 of 87 | Posted by: Wayne Greenberg - Tampa, FL

“I am trying to understand! All of you who have said so many wonderful things are helping me to cope. Rick was loved by so many and you all are...Read More »
23 of 87 | Posted by: Edward Kaloust - Tampa, FL - Dad

“One day we'll meet again. And we'll laugh about all the trouble we caused, like children get into when they're 15. I've heard as we get older we lose...Read More »
24 of 87 | Posted by: Barry Hallett, Jr. - Bethel, ME

“I was very sad to hear about Rick's passing. My condolences to the whole Kaloust family at this very sad time. Joyce, no mother should ever have to...Read More »
25 of 87 | Posted by: Amy Cullivan Power Chalmers - MA

“Dear Tammy, Please accept my condolences. My heart aches for you and your daughter. I will keep you in my prayers. I hope that all the loving...Read More »
26 of 87 | Posted by: Esther DePasquale - Naples, FL

“My dearest Joyce, We are at a loss of words to be able to convey to you how much this news has saddened us. Please know that you and your family are...Read More »
27 of 87 | Posted by: Bill and Esther DePasquale - FL

“I'm so sorry for your loss. I first met Rick when he visited OneAmerica for an National Education Conference held in Indianapolis. I most remember...Read More »
28 of 87 | Posted by: Susan Harris - Indianapolis, IN

“John I'm so saddend to hear the news of Rick's passing. Although I didn't know him well the times we crossed paths in High School or summers...Read More »
29 of 87 | Posted by: Erika Marshall - Middleton, MA

“So shocked and saddened to hear about Ricks' passing. I will always remember him as a kind soul who always had a slightly mischievous smile on his...Read More »
30 of 87 | Posted by: Mark Reardon - Burlington, MA

“John, Susan, Derek, and Nikki, My deepest sympathy and heartfelt condolences to you and your family. A brother is a special person and Rick was...Read More »
31 of 87 | Posted by: Jennifer (Letendre) Kulicki - CT

“So sorry for your loss Joyce ..My thoughts are with you..June ”
32 of 87 | Posted by: June Brown - Gloucester, MA

“Rick baby...You were one of my very best friends...I miss you already...You will always be in my heart..My thoughts and prayers are with you and your...Read More »
33 of 87 | Posted by: Dr Randy Deehl - Asheville, NC

“having known Rick as a fellow general agent has been an honor and a priveledge, and i wish i could tell him that one more time. Rick has always been...Read More »
34 of 87 | Posted by: John D. Waite - Grand Rapids, MI

“I met Rick 3 years ago as I joined the OneAmerica family - Since I'm from Boston, we shared a number of conversations although I am a Yankee fan-...Read More »
35 of 87 | Posted by: Bert Salazar - Miami, FL

“I've been sitting here reading what everyone had to say about Rick and think of so many times I had with him. I remember being out to dinner with...Read More »
36 of 87 | Posted by: Bill Hansing - Tinley Park, IL

“Johnie,Peace to you my friend. How lucky you all are to have had such an incredible person like Rick to share your lives with. An energy almost...Read More »
37 of 87 | Posted by: Eleen Masiero - Richmond, MA

“Derek & Family,The heart-warming stories and sheer number of people who showed for the service today are a true testament to what a wonderful man,...Read More »
38 of 87 | Posted by: Erica and Scott Wise - Tampa, FL

“Rick, I will miss you calling me Syd Vicious and cherish all the fun times we had. I will never forget the first time I met you. It was around the...Read More »
39 of 87 | Posted by: Syd - CA

“To The Kaloust Family, my hearfelt condolences to all of you in this time of sorrow. You are on in my thoughts and prayers. ”
40 of 87 | Posted by: Pattie McLeod - Tampa, FL

“I had the pleasure of meeting and becoming friends with Rick while attending Westfield State. He was truly a classic and one of a kind. We fondly...Read More »
41 of 87 | Posted by: Bob Clattenburg - Lynnfield, MA

“Ricky baby..You were one of my very best friends..I miss you already..My thoughts and prayers are with you your wonderful family and all your friends...Read More »
42 of 87 | Posted by: Dr Randy Deehl - Asheville, NC

“I have never personally met Rick but I know the Kaloust family as amazing people. Heaven is lucky to have someone like Rick just as we were here on...Read More »
43 of 87 | Posted by: Austin Barton - tampa, FL

“My deepest sympathy to all of Rick's family.Rick was a man of integrity and a leader in his field. My wife Virginia and I shared several AUL...Read More »
44 of 87 | Posted by: Dwight L Johnson - Norcross, GA

“Our thoughts and prayers are with the Kaloust family. As you go through this difficult time, may god wrap his arms around you and give you strength...Read More »
45 of 87 | Posted by: Ron Gill - Ontario, CA

“Barbara and I wish all the best for your memories of Rick. What a wonderful smile he had! Thats what we remember most about Rickie! We are...Read More »
46 of 87 | Posted by: robert hedgepath - naples, FL

“I am so sorry for your loss. I'll be praying for you and your family during this difficult time. May all the love that surrounds you give you...Read More »
47 of 87 | Posted by: Maigen Pardee - Tampa, FL

“My heart goes out to the Kaloust Family during this difficult time. With life and love comes loss, but let's celebrate the fact Richard is now home...Read More »
48 of 87 | Posted by: Ryan Hirsch - Tampa, FL

“As a new GA with OneAmerica, Rick was one of the first to reach out and welcome me to the company. It was my privilege to work with Rick on the...Read More »
49 of 87 | Posted by: Joseph Kane - Austin, TX

“My deepest condolences on Rick's passing. Rick and your entire family are in my thoughts and prayers. Mike Xenick LCG Capital ”
50 of 87 | Posted by: Mike Xenick - Tampa, FL

“I am standing on the sea shore, A ship sails in the morning breeze and starts for the ocean. She is an object of beauty and I stand watching her ...Read More »
51 of 87 | Posted by: Jeannie Hindy Madley - Portsmouth, NH

“I was saddened to hear of this great loss. I enjoyed working with Rick over the last year and I wish peace to all of his family. My thoughts are with...Read More »
52 of 87 | Posted by: Michael Berkley - Boston, MA

“Rick took me off the streets and gave me a chance to be something special with my talents. He gave me chances no one else has before or since. The...Read More »
53 of 87 | Posted by: Christopher Krollage - Tampa, FL

“My memory of Rick will always be one of kindness towards me as I joined the OneAmerica family and then as we worked together on our company's General...Read More »
54 of 87 | Posted by: Kent Binning - Seattle, WA

“I am standing on the sea shore. A ship at my side spreads her white sails to the morning breeze and starts for the blue ocean She is an object of...Read More »
55 of 87 | Posted by: Jeannie Madley - NH

“Until we meet again my sweet friend. You were always there for me Rick and I will forever be thankful for that. I have so many wonderful memories...Read More »
56 of 87 | Posted by: Kim (Smith) Elkins - Boca Raton, FL

“When the Lord calls our loved ones home, he leaves a gift of memories in exchange. My first memory of Rick was when he was being recruited to AUL...Read More »
57 of 87 | Posted by: Debbie Barnhart - IN

“I am so sorry to hear of the passing of Rick. I have many fond memories of high school that include Rick. He was a fun person to be around and...Read More »
58 of 87 | Posted by: Tricia Connors Shatford - Beverly, MA

“I am so sorry for your loss. My deepest sympathy to you all. I pray happy and fond memories help to ease your pain. You all are in my thoughts and...Read More »
59 of 87 | Posted by: Avis Murray - Gloucester, MA

“Ed and Joyce I have great memories of your family and working with Rick at the agency. I cannot describe the shock of Rick's passing. Phyllis and I...Read More »
60 of 87 | Posted by: Joe and Phyllis Ciarametaro - AZ

“Heaven has received another angel to look over us. Though I may not have known Rick personally, his family is so kind and I am very sad for your loss...Read More »
61 of 87 | Posted by: Vanessa Cohen - Tampa, FL

“Rick was great guy who had a work ethic and drive few can match. I was fortunate enough to assist him with various cases at OneAmerica. I know that...Read More »
62 of 87 | Posted by: Justin Johnson - IN

“What a loss to our business family. We lost a great business friend. To Rick's family I wish only that the fond and funny memories find their way to...Read More »
63 of 87 | Posted by: Tony Smart - Indianapolis, IN

“My heart goes out to the Kaloust family. I will keep all of you in my prayers. God Bless ”
64 of 87 | Posted by: Lynn Shaw - Tampa, FL

“So sorry to hear about your loss. Lisa and I will continue to pray for the Kaloust family during this difficult time. ”
65 of 87 | Posted by: John C Gibson, CLU, ChFC - TN

“While we cannot be there we hope you can feel us standing beside you and holding you in our hearts. Take strength from your family and from all those...Read More »
66 of 87 | Posted by: Uncle Jerry, Mye, Gregg, Kathie and all - MA

“I am very sorry for your loss. Thinking of Rick during our high school days brings a smile to my face because of the friendly and fun person Rick was...Read More »
67 of 87 | Posted by: Frank Barrett - West Newbury, MA

“Ed and Joyce, I can't come up with the words to describe the shock of Rick's passing. I always viewed Rick as indestructable. My thoughts and prayers...Read More »
68 of 87 | Posted by: George Ellison Jr - Newburyport, MA

“Psalm 34:18 The Lord is close to those who are of a broken heart and saves such as are crushed with sorrow... Rick, you will be missed by the...Read More »
69 of 87 | Posted by: Debra Foster - Indianapolis, IN

“Praising what is lost makes the remembrance dear. ....William Shakespeare I only had the privilege of meeting Rick a few times, but have talked with...Read More »
70 of 87 | Posted by: Bill Hardy - Indianapolis, IN

“Please accept my deepest condolences for your loss. ”
71 of 87 | Posted by: Jamie Roberts - Indianapolis, IN

“Rick and I had a business relationship and friendship for over 5 years. He was professional and a special friend who cared about the lives of others...Read More »
72 of 87 | Posted by: Edward Chism - Indianapolis, IN

“I'm sorry for the loss of such a wonderful friend. Rick and a small group of guys drove up to his Ski house in NH during a snow storm and had a...Read More »
73 of 87 | Posted by: Dan Sullivan - Merrimac, Ma, MA

“I was saddened to hear of this great loss. I enjoyed working with Rick over the years and I wish peace to all of his family. ”
74 of 87 | Posted by: Libby Quillen - Indianapolis, IN

“Dear Kaloust family-- I'm so sorry for your loss. I'm an underwriter with AUL so I've had the opportunity and pleasure of working with Rick over...Read More »
75 of 87 | Posted by: Becky Staton-Rosati - MA

“Harold and I offer our sincere condolence and deepest sympathy on your loss. May the outpouring of sympathy, the kind acts of friends and associates,...Read More »
76 of 87 | Posted by: Anita and Harold Teeling - FL

“Ed & Joyce...We're heartsick over your loss of Rick...We pray you'll find some peace as time goes by...Our condolences go out to you and your whole...Read More »
77 of 87 | Posted by: Duke & Laine Addis - Naples, FL

“It will be the little things that you will remember, the quiet moments, the smiles, the laughter. And although it may seem hard right now, it will be...Read More »
78 of 87 | Posted by: Stacey Heald - Tampa, FL

“May you be guided gently through your sorrow with great memories sprinkled with laughter and love to help ease the sadness. ”
79 of 87 | Posted by: Kathy & Bob Milliken - FL

“Although I have not spoken with Rick in some time, he left behind some incredible memories from high school and college for myself and the many other...Read More »
80 of 87 | Posted by: Paul Wonson - MA

“To call Rick "one of a kind" would be an injustice and to say that he will be missed is an understatement. The thing that will never be disputed...Read More »
81 of 87 | Posted by: Bill Powell - Peabody, MA

“Sending Love, light and prayers to the entire Kaloust Family. I feel very blessed to have been friends with your beautiful amazing son and brother. I...Read More »
82 of 87 | Posted by: Kim (Smith) Elkins - Boca Raton, FL

“I knew Rick from Westfield State, and more so through my cousin, Peter Filledes. I'm shocked and saddened to hear of Rick's passing. Peace and...Read More »
83 of 87 | Posted by: Dan Lamont - Mendham, NJ - Friend

“Ed - I was so sorry to hear about Rick. My sympathies and prayers go out to you and your family. God Bless, Bonnie Baker ”
84 of 87 | Posted by: Bonnie Baker - Tampa, FL

“I will always remember Rick in this simple way - his arm around your shoulder, leading the way to the next adventure, and making you laugh in a way...Read More »
85 of 87 | Posted by: Lindsay Seward - Boston, MA

“Linda and I wish to express our deepest sympathy to all members of the Kaloust family. We know that no words could ever express the depth of your...Read More »
86 of 87 | Posted by: Greg & Linda Mazzei - Seminole, FL

“I will always remeber Rick for his infectious laugh and competitve zest for what ever lay in his path. In closing to his extended family *If whe hold...Read More »
87 of 87 | Posted by: Dean Brown - Manchester, MA


Missed by his loving family, Rick slipped away on Monday, January 9, 2012. Rick was 46 years old, born Jan. 14, 1965 in Taunton, MA to Edward and Joyce Kaloust. Rick spent his entire professional career in financial services and established a successful American United Life Agency in Tampa, FL, where he served as General Agent. Under his leadership, his agency achieved seven Top 10 qualifications as well as qualified for AUL's Business Conference five times, making his agency one of the top in the country. Rick and his soul mate Tammy Bratcher enjoyed many happy years together in Tampa.

Rick was loved by many and will always be remembered by his adoring mother and father, Joyce and Edward Kaloust, and by his four siblings: Donna Hedgepath of Naples, FL; Kim Kaloust of Newton, MA; John and Derek Kaloust of Tampa, FL. He also leaves behind five nieces and nephews.
Rick lived life to the fullest and was always there for those who needed him most. The only thing that was larger than his smile was his heart, which will live on through his family and friends. He had a way of making each one of us feel special, and his charisma lit up our lives. Rick was truly our "Golden Boy." We will miss him dearly.
We stand before you with broken hearts because our beloved brother, beautiful son, and precious friend has passed. So today we will weep and mourn, but tomorrow we will dance in your memory. This comes from a passage in the Bible, Ecclesiastes 3:l, "A time to weep, and a time to laugh; a time to mourn, and a time to dance."
In lieu of flowers, please do a random act of kindness and pay it forward in Rick's honor.

A service for family and friends of Richard Edward Kaloust will be held on Friday, January 13, 2012 at 1PM at Brewer & Sons Funeral Home, South Tampa Chapel, 3328 S. Dale Mabry Hwy. Tampa, Florida, with a Celebration of Life reception immediately following from 2-4 p.m. at Malio's, located at 400 Ashley Drive North, Tampa. For his family and friends in Massachusetts, there will be a celebration service and releasing of ashes this summer in Gloucester, Massachusetts. Updates will be provided at www.Richardkaloustmemorial.com. Brewer & Sons Funeral Home, 813-835-4991.